One danger we have these days is spoof texts from our ‘bank’ or other organisation. Help is at hand from Google who is rolling out an anti-spoofing and sender-verification feature within Android.
The idea is that businesses register with Google and your phone will check the message source to confirm that it is legitimate. If it is then you will see the business name and logo, together with a verification badge, in the message.
Not all businesses have or will register so not having verification doesn’t mean the text is a scam, but in all cases don’t give out info in response. Always go to another source to get the phone number, look up the phone number and call them back.